For family, church, estate & association money

Collect together.See every naira.

One Collection account and one link for your group. People transfer from their own bank app, and every contribution shows up for everyone. No screenshots. No manual list.

Just your phone number. Nothing to download.

Medical support

Mama Ngozi’s hospital bill

by St. Mary’s Women Fellowship

Total raised

₦1,685,000of ₦2,500,000

214 contributions · 67%

  • Chidi O.

    just now

    ₦25,000Confirmed
  • Aisha B.

    4 min ago

    ₦10,000Confirmed
  • Tunde A.

    12 min ago

    ₦5,000Confirmed
Live total
A Nigerian landscape of hills, palms and a river at sunset, with a community walking together

The old way

The list is always wrong.

One person shares their account number. Everybody sends screenshots. Somebody updates the list by hand at midnight. Then the questions start - and the person holding the money also pays the bank charges.

Updated list (final) (2) · 11:47 PM

  • 1. Bisi - 5k✓
  • 2. Chuka - sent screenshot??
  • 3. Mama Tolu - 10k✓
  • 4. (no name) - 2k??
  • 5. Ibrahim - said he paid?

Total so far: ₦17,000?? pls confirm

Abeg I paid since morning, my name no dey this list.

Everybody please send screenshot after you pay.

How much we don gather now?

Whose account number is this sef?

How it works

Open. Share.Forget it.

01

Open a collection in a minute.

Enter your phone number, type the code we send, and your Collection account is ready. No forms. No setup wizard. Nothing to download.

Collection account

8031 245 907

Ada & Kunle Wedding

5Kobo partner bank

Copy account number

Ready to receive transfers from any Nigerian bank app.

02

Drop the link in your group.

Share your Collection link on WhatsApp or Telegram. Everyone who opens it sees the account number, the target, and who has contributed.

Umunna Okafor Family · 87 members

Nkechi (Organizer)

Everyone, this is the link for Papa's burial. Transfer there and you will see your name yourself. No need to send screenshot.

5kobo.com/c/papa-okafor

Burial support for Papa Okafor

₦780,000 raised · 62 contributions

7:42 PM

03

Contributions land by themselves.

When someone transfers, 5Kobo confirms it and adds it to the list. Your group gets a message for each one - the screenshot, without the screenshot.

Estate residents · Telegram

5Kobo

₦10,000 from Emeka N. is confirmed.

Total raised: ₦480,000 of ₦1,000,000

5Kobo

₦5,000 from Blessing I. is confirmed.

Total raised: ₦485,000 of ₦1,000,000

Transparency by default

Everyone seesthe same number.

Every confirmed contribution is listed on the collection page. Anyone with the link can check the Total raised themselves - nobody has to trust one person's list.

Total raised

₦2,140,500

186 confirmed contributions

  • Total raised updates on its own
  • Every confirmed contribution is listed
  • Progress toward the target, for everyone
  • Works on any phone with a browser
A hand holding an Android phone showing a completed bank transferNo app. No signup.

For contributors

They just open the link and transfer.

  1. 01Tap the Collection link in your group
  2. 02Copy the Collection account number
  3. 03Transfer from your usual bank app
  4. 04See your name on the list once it's confirmed

Contributors pay nothing extra. Send ₦5,000 and ₦5,000 is what shows next to your name on the list.

Your money, clearly

Clear going in.Safe coming out.

No 5Kobo fee on contributions

Contributors pay nothing extra. Send ₦5,000 and ₦5,000 shows next to your name. The transfer fee the payment provider keeps is shown openly on the collection page.

Service fee shown before you withdraw

You see the exact Service fee and the amount you will receive before you confirm. Pricing is fixed when your collection starts.

Withdrawals need you, not just your phone

A chat message alone can never move money. Every withdrawal is confirmed inside 5Kobo - Confirm it's you with your fingerprint, face, or screen lock.

Records from the bank, not screenshots

Every contribution on the list comes from a confirmed transfer. An edited screenshot can't get on it.

See the published Service fee

Common questions

Before you ask.

Do contributors need to download anything or sign up?

No. They open the Collection link, copy the account number, and transfer from their normal bank app. No app, no account.

How much does it cost?

There is no subscription cost to open or run a collection. Every withdrawal has a published Service fee, and you see the exact fee and the amount you will receive before you confirm.

Can everyone see the Total raised?

Yes. Anyone with the Collection link sees the Total raised, the target, and the list of confirmed contributions.

Someone says they paid but their name isn't there. What now?

A contribution appears once the transfer is confirmed. If it's not on the list, it hasn't landed yet - check again later instead of arguing over screenshots.

Can I withdraw whenever I want?

Yes. Withdraw whenever you are ready - each withdrawal takes out everything available. It is always confirmed inside 5Kobo, so a stolen or borrowed phone alone can't move the money.

Your group.One link.

Burials, hospital bills, weddings, levies, dues. Open a collection now and share it before the next “how much we don gather?”

A group of Nigerians standing together on a hilltop at sunset, one raising a fist